If you are a frequent shopper at TJX stores like T.J.Maxx, Marshalls, and HomeGoods, the TJX Rewards Credit Card can be an excellent way to earn rewards. Every purchase with the TJX Rewards® Credit Card accumulates points that can be converted into digital rewards certificates to use in-store or online.
In this guide, we will walk you through how to access your rewards, redeem your rewards certificates, and link your TJX Rewards Credit Card for seamless usage. By the end of this article, you will have a clear understanding of how to maximize your TJX Rewards benefits.
What is the TJX Rewards Certificate?
A TJX Rewards Certificate is a reward that TJX Rewards Credit Card holders earn after accumulating enough points from purchases at TJX stores. These certificates can be redeemed in-store or online, providing customers with discounts on future purchases.

TJX Rewards Certificate
Rewards certificates are issued digitally and are accessible through your TJX Rewards Credit Card Account.
We have covered the topic of login to your TJX Rewards on a dedicated page of our website. You can visit it for detailed instructions and troubleshooting tips.
How Does the TJX Rewards Credit Card Work?
The TJX Rewards® Credit Card is designed to reward loyal shoppers with points on every purchase. Cardholders earn 5 points per dollar spent at T.J.Maxx, Marshalls, HomeGoods, Sierra, and Homesense locations.
Once you accumulate 1,000 points, a $10 rewards certificate is automatically issued and made available in your account.

TJX Rewards at T.J.Maxx, Marshalls, HomeGoods, Sierra, and Homesense
How to Access Your TJX Rewards Certificate?
Your earned rewards certificates are easy to find and manage. To access your rewards:
- Log in to your TJX Rewards Credit Card Account at tjxrewards.com.
- Navigate to the rewards dashboard to see available rewards.
- Check your statement to see when your rewards certificates will be available.
Where Will Your Rewards Certificates Appear?
Once your rewards certificates are issued, they can be accessed in the following ways:
- Online Account: Your digital rewards certificates will appear in your account dashboard.
- Paper Statement: If you opted for paper billing, you will find your certificates issued in your paper statements.
- Email Notifications: You may receive an email alert when new rewards certificates are issued.
How to Redeem Your Rewards Certificates?
Redeeming your rewards certificates is simple. Here’s how:
Redeeming In-Store
- Present your digital rewards certificate or printed certificate at checkout.
- The cashier will scan the rewards certificates issued and apply the discount to your total.
- You can redeem in any TJX store including T.J.Maxx, Marshalls, and HomeGoods.
Redeeming Online
- Log into your TJX Rewards Credit Card Account at tjxrewards.com.
- Add items to your cart on tjmaxx.com.
- At checkout, enter your digital rewards certificate code.
- The discount will be applied to your total.
Linking Your TJX Rewards Credit Card for Easy Access
To access your digital rewards certificates, you must link your TJX Rewards Credit Card to your account. Follow these steps:
- Visit tjxrewards.com.
- Click on "Link My Card."
- Enter your rewards credit card account credentials, including your card number from the back of your credit card.
- Confirm the link to access your rewards certificates digitally.
If your card is not registered, you may need to register before linking your card. If you are unable to link your card, contact TJX Rewards Customer Support.
Troubleshooting Issues with Your Rewards Certificate
If you do not see your rewards certificates within your account, consider the following:
- Your certificates may not have been issued yet.
- You must link your card to access your rewards.
- Your rewards certificates are duplicate copies, meaning you may have already used them.
- If you suspect an error, contact TJX Rewards Customer Support.
Can You Get Paper Certificates Instead of Digital Ones?
Yes! If you prefer to receive rewards certificates in the mail, you can opt for paper statements. Just check your statement regularly to ensure you don’t miss out on any rewards.
What If Your Card is Not Registered?
If your card is not registered, you must register before linking your card to access your rewards. If you experience difficulties, you can contact customer support for assistance.
Final Tips for Maximizing Your TJX Rewards Benefits
- Regularly check your rewards dashboard to ensure you are not missing any available rewards.
- Use your TJX Rewards Credit Card for purchases to accumulate points faster.
- Redeem your digital rewards certificates as soon as possible to avoid expiration.
- Link your card to access rewards easily through your credit card account at tjxrewards.com.
- Prequalify without impacting your credit if you are considering applying for a TJX Rewards Credit Card.
By following these steps, you can make the most out of your TJX Rewards Credit Card and redeem your rewards certificates with ease!