How to Register on TJXRewards.com?

If you are a TJX Rewards Credit Card holder, registering on TJXRewards.com is essential for managing your account, tracking earned points, and accessing your digital rewards certificates. In this guide, we’ll cover everything you need to know about setting up an account, linking your TJX Rewards® Credit Card, and troubleshooting common registration issues.

Why Register on TJXRewards.com?

Registering on TJXRewards.com allows users to:

• Access your rewards certificates digitally
• Monitor your TJX Rewards Credit Card Account
• View and redeem earned rewards certificates
• Manage your TJX Rewards Credit Card for payments and transactions
• Link your TJX Rewards Credit Card for seamless online purchases

Now, let’s go through the process step by step.

How to Register on TJXRewards.com?

To create an account and register for online access, follow these simple steps:

Step 1: Visit the Registration Page

• Go to TJXRewards.comand click on “Register.”
• You will be redirected to tjx.syf.com, the Synchrony Bank portal for TJX accounts.

Step 2: Enter Your Credit Card Details

• Input your TJX Rewards Credit Card Account credentials, including:
• Last 4 digits of SSN
• Mobile phone number

Step 3: Applying for the TJX Rewards® Credit Card

This is the "Apply" step of the TJX Rewards® Credit Card registration process. At this stage, applicants must enter their personal information before proceeding to the next step of the application.

All fields marked as required (unless stated otherwise) must be completed. Below is a breakdown of the required details:

1. Personal Information:

• First Name (mandatory)
• Middle Initial (M.I.) (optional)
• Last Name (mandatory)
• Suffix (optional)

2. Address Details:

• Street Address (mandatory)
• Apt # (optional, if applicable)
• Zip Code (mandatory)
• City & State (auto-filled after entering the Zip Code)

3. Contact Information:

• Primary Phone Number (mandatory)
• Select the type: Home, Cell, or Business

4. Email Details:

• Email Address (mandatory)
• Confirm Email Address (mandatory)

5. Identity Verification:

• SSN/ITIN (Social Security Number/Individual Taxpayer Identification Number) (mandatory)
• Date of Birth (mandatory)

6. Financial Information:

• Annual Net Income (mandatory)
• Enter your income amount in dollars (e.g., $40,000.00)

After filling out the required fields, click "Continue" to proceed to the "Options" section, where additional preferences and terms will be presented before final approval.

Important Notes:

• If you have a credit freeze, it must be removed before applying.
• Synchrony Bank will review the provided information for credit approval.
• If you do not already have a TJX Rewards® Credit Card, a new account will be created.

This step is crucial as it ensures your identity and financial capability before proceeding with the application.

Step 4: Optional Payment Security Selection

At this stage of the TJX Rewards® Credit Card application process, applicants are presented with the option to enroll in the Payment Security program. This is an optional product that provides financial protection in case of unexpected life events.

Payment Security is an add-on service that can cancel your minimum monthly payment or up to $10,000 of your total account balance if a covered event occurs.

Covered Events Include:

• Unemployment
• Leave of absence
• Disability
• Hospitalization
• Nursing home stay
• Loss of life

How Much Does It Cost?

• $1.66 per $100 of your ending monthly balance.
• For example, if your balance is $500, the cost for that month would be $8.30.

Eligibility and Conditions:

• Events must occur after enrollment and a 30-day waiting period.
• Only those with a full-time, year-round job qualify for job loss benefits.
• Part-time, seasonal, and self-employed individuals qualify for up to six months of balance cancellation.

Important Notes:

• Payment Security is completely optional and will not affect your credit application or approval.
• If selected, the monthly fee will be charged to your TJX Rewards® Credit Card statement.
• You can cancel at any time without penalty.
• Residents of Mississippi (MS) are not eligible for this program.

How to Enroll:

To opt-in, check the box at the bottom of the page that reads:

"Yes, if my application for credit is approved, I would also like to purchase the optional Payment Security product."

If you do not wish to enroll, simply leave the box unchecked and proceed.

Next Step:

Click the "Continue to Apply" button to proceed to the next stage, where you will review the credit terms before finalizing your application.

Once registered, you can log in to your TJX Rewards Credit Card account and start managing your rewards.

Linking Your TJX Rewards Credit Card

To redeem your rewards certificates, you need to link your card to your online account:

1. Login to your TJX Rewards Credit Card Account at tjxrewards.com.
2. Click “Link My Card” under the account settings.
3. Enter your Credit Card Number and ZIP code.
4. Confirm the link, and you’re all set!

Once linked, your rewards certificates will be available in the rewards dashboard.

Troubleshooting Registration Issues

If you face issues while registering your TJX Rewards Credit Card, consider the following solutions:

1. “Card Is Not Registered” Error

• Ensure you have registered before linking your card.
• If the issue persists, you may relink your card by visiting tjxrewards.com before linking your card.

2. Forgotten Credentials?

• Click “Forgot Username” or “Forgot Password” on the login page.
• Use the email associated with your account to retrieve credentials.

3. Unable to Link Your Card?

• Contact TJX Rewards Customer Support if you receive an “unable to link your card” message.
• Call the customer service number found on the back of your credit card.

Frequently Asked Questions (FAQs)

Can I Register Without a Credit Card?

No, a TJX Rewards Credit Card is required to register on TJXRewards.com.

Do I Need a Separate Login for Different TJX Stores?

No, a single account works across T.J.Maxx, Marshalls, HomeGoods, and Sierra.

What If My Digital Rewards Certificates Are Missing?

• Check if your certificates were issued in your paper statement instead.
• Log into your TJX Rewards account and visit the rewards dashboard.
• Contact customer support if you believe there is an issue.

Final Thoughts

By registering on TJXRewards.com, you ensure seamless management of your TJX Rewards Credit Card Account, allowing you to access your digital rewards certificates, redeem in any TJX store, and stay updated on available rewards.